Ag Equipment Finance – Used Farm Equipment Financing with 15% Down oac. The Official Ag Equipment Finance – Simple Programs, Less Hassles. Our 1 Page E-Z Application takes 5 minutes to qualify. AEF gives farmers the freedom to purchase farm equipment with lower down payments; we say hang on to your cash and schedule your annual payment when the time is right for you not someone else. If you’re looking for a simple process to finance farm equipment with no hassles; look no further. AEF can close your deal fast, call us at 855-304-1372 or email us for quick response.