Ag Equipment Finance has ZERO DOWN programs for financing used and new agriculture equipment nationwide with no financials required on applications up to $200,000. Our simple Application Only Program takes less than 5 minutes for purchases from dealers, private parties, and auction companies. We offer extended terms on used equipment that can help with cash flow, annual to monthly payment options, and lower down payments to save your cash. Blanket liens or additional collateral are not needed and we never charge application, administrative, or closing fees. We can close your deal in as fast as the same day; call us at 855-304-1372 for a great alternative on financing your next piece of farm machinery.

Curious on qualifying or maybe you want to get pre-approved before you make a solid offer on an auction sale, dealer, or seller purchase? Please fill out the 5 minute online application or download it and send it to us. Online Application | Download Application Your information is secure and we care about your privacy. We will promptly reply to your request.


Working with Ag Equipment Finance was easier than ever. The whole process went so fast and the dealer was amazed when he got the payment the very next day. I will never buy another piece of farm equipment without using Ag Equipment Finance. Thank you for making a smaller farmer feel like he is somebody besides a number.

Michael W.
Mississippi - John Deere 8420
I would like to thank you for your help with my equipment purchases. With AEF my transactions have had their full attention and they are very personable. When I have had a question or need I receive a response in minutes by text, email or phone call. I look forward to doing business again with AEF in the future. I will also recommend you to everyone. Thanks again.

Larry L.
Arkansas – Unverferth Grain Cart
The very best experience I have ever had in dealing with a finance company. AEF was up front with their program laying out how it worked and there were no surprises. The staff was friendly to work with and the complete process took less than 24 hours from beginning to end, it was quick and easy.

Doug S.
Arkansas – JD 4700 Sprayer
Amazing service! I filled out the website application and was contacted right away. The approval process was very fast and I wasn’t left waiting and wondering when my financing would come through. After signing and emailing the paper work I had the funds I needed within hours. The people at AEF have been nothing but informative and helpful always right there when I had a question with a prompt answer.

Mark G.
Texas – Vermeer 5410 Rebel Baler