At Ag Equipment Finance we believe in simplicity. We understand agriculture, how equipment payments should be structured, and the importance of getting the job done today instead of tomorrow. We grew up on a farm, that’s how we know. Below is how our Application Only Program works. It’s Simple, Secure, and Fast.
It’s Simple
If you are looking for the easiest way to finance your farm equipment look no further! Our 1 Page E-Z Application takes less than 5 minutes to complete. You can do it from home, your tractor, or even your shop. Click Apply Now, it takes less than 5 minutes.
It’s Secure
We take your security and privacy very serious. Your information is secure with our Comodo SSL Encryption. When your website browser communicates with our website it is encrypted. We also take additional steps to protect your information & do not store your application on a server or cloud service. You can also apply directly by calling us at 855-304-1372.
It’s Fast
After you submit your application our goal is to get back to you very quickly to discuss options. After we have your credit approval we prepare and email the closing papers to you. You sign and email them back. We finalize and send payment to the Dealer, Seller, or Auction Company. Sometimes this can all happen on the same day. Now that is Fast.
1. Find your equipment from the dealer or auction company of your choice.
2. Complete the Secure Online Application Only App in less than 5 minutes.
3. Once received we will contact you with any questions & go over terms.
4. Once approved, we email the closing papers to you. You sign and return.
5. We wire final payment to the selling dealer or auction company.
The timeline on all of the steps above are from the same day to 24 hours. We are equipped to complete you transaction extremely fast.
How many times has a finance company approved your application and wanted you to make monthly payments? You’re like what? I’m a farmer and that’s not how it works, they ask what do you mean?
It may work if you have dairy or other monthly income. When it comes to structuring your payment schedule, WE GET IT! We will set your terms up how you want them; annual, semi-annual, or if you prefer monthly it’s up to you. Choose what month you would like to make the payment; schedule it after harvest or after market.
What credit criteria do we look?
Our approval rates are extremely high based on the following factors.
– Time in Agriculture (4 years or more with agriculture income.)
– Type of Equipment (most agriculture equipment qualifies.)
– Applicant Credit (does the applicant have comparable credit.)
We work with individual farmers all the time. You don’t need to have an extra-large farm operation in order for us to work with you. Whether it’s a $30,000 tractor or multiple pieces of equipment we’re here to serve you.
We always look forward to visiting with our customers. If you prefer to call us and complete your application over the phone please call (855) 304-1372.
